Okay, like I said before, I want to focus on healthcare costs and let the government decide who is going to pay for it.
I have been thinking that perhaps a better way to get costs down would be pressure from the insurance companies.
Treat them as the utility.
Regulate how much they can charge for insurance, at the state level.
Provide guidelines for services.
To prevent them from just denying service, there would be local review boards made up of health care professionals to perform spot reviews and requests for mediation for contested services.
Insurance companies would also be incented to work with care providers to develop less expensive treatments.
The idea is if the insurance companies are encouraged to reduce care costs, they will put pressure on the care community to do so as well.
What do you think?
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